Apple Pay adds American Express rewards points redemption

Apple has expanded the capabilities of Apple Pay by introducing a new feature that allows eligible American Express cardholders in the United States to redeem their Membership Rewards points during checkout. Instead of paying the full amount with a credit card, users can use accumulated reward points to cover part or all of their purchases in supported apps and online stores that accept Apple Pay. The feature is available to consumer and business cards enrolled in the Membership Rewards program, making everyday shopping more convenient and flexible. This integration strengthens Apple's digital payments ecosystem by combining rewards and payments into a seamless experience without leaving the checkout screen. For American Express, the partnership adds greater value to its rewards program by encouraging customers to use points beyond travel, gift cards, or statement credits. As digital wallets continue to gain popularity, this collaboration reflects the growing trend of offering customers more practical ways to redeem loyalty rewards for daily spending. The move also highlights how technology companies and financial institutions are working together to create faster, smarter, and more rewarding payment experiences.